One payment platform
for every checkout experience
Ciro Pay provides a full payment infrastructure — gateway, SoftPOS, payment links, and White Label solutions built for the Saudi and Gulf markets.
Your Own Payment Platform
Ready in Days - Not Months
Launch a fully branded payment platform under your own name in record time. Customize the look, set your own fees, and own the merchant relationship - powered by Ciro Pay infrastructure.
Scalable Growth
An architecture that supports millions of transactions without rebuilding
Full PCI DSS Compliance
Licenses and regulatory compliance are already in place
Out-of-the-Box Infrastructure
Don't build from scratch — we give you the complete platform in days
Your Complete Brand
UI, colors, logo — everything reflects your complete identity
Everything you need in one platform
From payment flows to real-time analytics, every feature you need to launch your White Label platform - powered by Ciro Pay.
Integrated Payment Gateway
Accept Visa, Mastercard, Mada, Apple Pay, STC Pay and more through a single secure API with high acceptance rates.
SoftPOS - No Hardware
Turn any Android phone into a POS terminal. Accept tap-to-pay cards and digital wallets instantly with no extra device.
Omnichannel Acceptance
Online, in-store, mobile, and payment links - manage every channel from one unified dashboard.
Multi-Layer Protection
AES-256 encryption, 3DS Secure 2.0, tokenization, and AI fraud detection keep every transaction safe.
Real-Time Analytics
Monitor revenue, settlements, branch performance, and payment mix in real time with enterprise-grade reporting.
Recurring Payments
Automate subscriptions and installment billing with flexible scheduling and smart retry logic.
White Label Ready
Full brand customization - your logo, domain, and color scheme. Launch under your own identity in days.
Fast Settlements
Daily automatic settlements with T+1 clearing. Enterprise plans support same-day settlement to your bank.
REST API & SDKs
Well-documented REST APIs with PHP, Node.js, Python, and Java SDKs. Sandbox environment included.
Start accepting payments with world-class infrastructure
Join thousands of businesses that chose Ciro Pay. Full setup in under 24 hours — process your first transaction immediately.
- No activation fees
- No annual contracts
- 24/7 technical support